Radically transforming credit, on-chain
Building a private credit marketplace that connects institutional lenders and borrowers, offering scalable yield opportunities
Fasanara Digital
Basis Trade
Variable-rate loan channeling funds into delta-neutral yield strategies overperforming the BTC funding rate.
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FalconX
Prime Brokerage
Lending funds to an SPV managed by a top-tier Prime Broker, providing financing to end-counterparties while being secured by structural protections.
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Monthly
Bastion Trading
Market Making
Fixed rate loan channeling funds into derivatives trading and market-making strategies.
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- Fasanara Digital
- FalconX
- Bastion Trading
TVL
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CREDIT EXTENDED
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Building blocks of the new era
USP, the credit-based synthetic dollar sUSP, the credit savings rate
USP is a synthetic dollar protocol backed by real-world institutional-grade private credit. sUSP is the staking version of USP, acting like a savings account for RWA credit lines.
Price
$1
Price
$1
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Collateralization
100%
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Price
$1
Price
$1
TVL
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Collateralization
100%
APY
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Composable
USP is a transferable, permissionless asset that integrates across DeFi and CeFi – streamlining capital deployment, risk management, and settlements.
Yield generating
sUSP allows users to earn yield from Credit Vaults and participate in Pareto’s long-term growth – designed for stable, risk-adjusted returns.
Capital Efficient
Minted 1:1 against major stablecoins, USP is deployed into a diversified portfolio of liquid, short- and long-term credit – balancing liquidity and yield.
Liquid
sUSP is fully liquid and non-custodial – holders can exit at any time by simply unstaking, without lockups or withdrawal restrictions.
Protected
USP holds senior priority in the capital stack and is shielded by a stability reserve – providing an added buffer against defaults and market stress.
Diversified
sUSP provides exposure to a broad set of credit lines – reducing single-counterparty risk through structured diversification.
Our partners
Collaborating with leading traditional and digital asset investment institutions dedicated to driving the adoption of tokenization in traditional finance and credit markets.
Onchain Credit, Simplified.
Built for asset managers, credit funds, and institutional investors, Pareto delivers programmable, transparent, and efficient on-chain capital solutions with institutional-grade infrastructure.
Lend
Expand your fixed-income portfolio with structured yield strategies tailored to diverse risk profiles. Self-onboard seamlessly via privacy-preserving, compliant KYC, so you can focus on optimizing returns.
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1. Choose Credit Vault
Each market is uniquely structured based on borrower profiles, supported assets, blockchain networks, and loan terms.
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2. Complete KYC
Access eligibility is verified through zk-proofed KYC, ensuring institutional compliance and privacy.
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3. Execute Loan Agreement
Formalize credit terms by signing a legally binding agreement that outlines borrower obligations and lender rights.
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4. Deploy Assets
Allocate assets to credit vaults, receive interest-bearing credit tokens in return, and use them across DeFi.
Borrow
Streamline the creation and securitization of your credit – interest rates, lockup periods, withdrawal cycles, reserve ratios, risk-adjusted tranches: construct the credit line that works best for you.
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1. Get Onboarded
Prospective borrowers undergo a due diligence process before gaining access to a credit vault.
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2. Configure Vault
Borrowers set key parameters like loan duration, interest rate model, early exit terms, tranche structure, preferred KYC processes, and utilize an available legal framework.
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3. Receive Funds
Once a loan cycle commences, borrowers receive funds directly into their designated wallet.
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4. Distribute Interest
Credit Vaults automate accounting. Borrowers must pay interest at the end of each cycle; unclaimed interest returns to the lending pool.
Curate
Leverage your underwriting expertise on-chain to enhance capital efficiency, mitigate counterparty risk, and elevate market transparency with institutional-grade credit structuring.
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1. Get Onboarded
Curators undergo a comprehensive due diligence process before being authorized to manage a Credit Vault.
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2. Configure Vault
Curators can set vault fees and earn from their curatorship.
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3. Access Curator App
Curators have access to a dedicated application that provides real-time visibility into fund inflows and outflows.
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4. Oversee Vault Performance
Curators oversee the generation and distribution of reports on vault performance and risk exposures.
Where Roles Create Value
Purpose-Built for Institutions
Experience institutional-grade on-chain credit with Pareto.
A decentralized infrastructure that compresses the costs of traditional off-chain securitization and uses open-source services to reduce the intermediary costs and complexity of TradFi.
End-to-end transparency as the entire capital structure, securitization, and servicing of debt facilities is brought onchain — multi-tranching, NAV, credit tokenization, securitization, reporting, and more.
Designed from the ground-up by a DeFi-native team to work seamlessly with DeFi protocols in a compliant way. Tokens can be used as collateral, in settlement transactions, or for on-chain finance.
Credit Vaults integrate easily with the existing workflows and custody solutions, whether you manage a crypto native fund, a DAO, or a traditional fund.
Credit Vaults operate within a simple regulatory framework so you can focus on utility and yield. Assets are segregated by established providers and available to Qualified Investors in supported jurisdictions.
Audited by industry-leading security firms.
Transparency
Pareto offers real-time transaction monitoring, on-chain verified contracts, and the source code is publicly accessible and verifiable.
Bug Bounty Program
Earn rewards for reporting vulnerabilities and keeping the protocol secure.
PARTICIPATEReady to get started?
Scale your digital asset business with flexible, cost-effective credit lines.
